- INSURANCE TOPICS -

Insurance Education

The following links provide helpful and useful information you can use to learn more about insurance. Educating yourself is the best way to prepare to make good choices when it comes to shopping for insurance.

Insurance Information Institute

This website provides information on auto, home, and business insurance for consumers, the news media, and the insurance industry. Learn More ➤

Insurance Risk Management Institute

This website provides Risk management and insurance information resource with articles by experts on liability insurance, risk finance, loss control, claims, safety, and workers compensation. Learn More ➤

National Underwriter Company

This website is a great resource center for insurance and financial industries. Learn More ➤

Consumer Information from the Independent Insurance Agents and Brokers of America

A website for consumers, media, and insurance professionals, includes natural disasters tips; guides to auto, business, home, life, and health insurance. Learn More ➤

American Automobile Association (AAA) - Insurance Tips and Frequently Asked Questions

State agency that regulates Pennsylvania's insurance industry and protects consumers by ensuring that insurance companies and health plans act in accordance with insurance laws. Learn More ➤

PA Department of Insurance

The Pennsylvania Insurance Department is an objective source of information that can help you understand the complexities of your insurance coverage. When it comes to insurance, knowledge is your best policy. The vision of this organization is to provide a premier regulatory environment that promotes the best insurance marketplace to serve consumers. Learn More ➤

CHIP: Children's Health Insurance Program

This is a Pennsylvania program to provide health insurance to all uninsured children and teens that are not eligible for or enrolled in Medical Assistance. There are a lot of reasons kids might not have health insurance - maybe their parents lost a job, don't have health insurance at work or maybe it just costs too much. Whatever the reason, CHIP may be able to help. All families need to do is apply today. Learn More ➤

PA Mine Subsidence Insurance

Over one million Pennsylvania homes sit on top of abandoned mines. Most homeowners policies do not cover damage caused by the collapse of underground coal and clay mines. Mine Subsidence Insurance (MSI), a non-profit fund administered by the Department of Environmental Protection, can protect your investment, often for less than $100 a year. Learn More ➤

PA flood Insurance (FEMA)

Flood insurance can be purchased through any property and casualty insurance agent licensed in the Commonwealth to cover almost any building and its contents, including rental property and condominiums. Tenants can buy protection for their belongings as well. It is important to be aware that a standard homeowner's or renter's policy does not cover damages resulting from a flood. And remember, there is a 30-day waiting period for flood insurance policies to become effective. Learn More ➤


Safety

Insurance is needed for when something goes wrong. The following links provide information you can use to learn more about how to be safe and avoid the near occasion of a costly problem. Learning how to avoid the problem is the best insurance there is for unforeseen circumstances.

National Safety Council

This website is intended to "Educate and influence people to prevent accidental injury and death". Learn More ➤

Drivers.com

This website is an information resource for both traffic safety professionals and the general public, with a wealth of information on driver training, education, and licensing. Learn More ➤

Driver Safety Educational Products

Teach yourself and others to drive safely. Learn More ➤

National Highway Traffic Safety Administration

The mission of the National Highway Traffic Safety Administration is save lives, prevent injuries, reduce vehicle-related crashes. Learn More ➤

AAA Foundation for Traffic Safety

The AAA Foundation for Traffic Safety is dedicated to saving lives and reducing injuries on the roads. Learn More ➤

U.S. Department of Transportation

This website includes links to a variety of Transportation Safety Organizations and Programs. Learn More ➤

Highway Loss Data Institute/Insurance Institute for Highway Safety

An independent, nonprofit, scientific, and educational organization dedicated to reducing the losses - deaths, injuries, and property damage - from crashes on the nation's highways. Learn More ➤

Advocates for Highway and Auto Safety

An alliance of consumer, health and safety groups and insurance companies and agents working together to make America's roads safer. Learn More ➤


Insurance Fraud

The National Insurance Crime Bureau (NICB) reports that 10 percent or more of property/casualty insurance claims are fraudulent costing the insurance industry billions of dollars each year. This means that the average American household pays an additional $200-300 per year in premiums to absorb the cost of insurance fraud.

National Insurance Crime Bureau

This NCIB is the nation's leading not-for-profit organization dedicated exclusively to preventing, detecting and defeating insurance fraud and vehicle theft through information analysis, investigations, training and public awareness. Learn More ➤

Coalition Against Insurance Fraud

This website provides up to date information concerning insurance fraud news and trends. The vision of the the Coalition Against Insurance Fraud - the nation's only anti-fraud watchdog that speaks for consumers, insurance companies, legislators, regulators and others is simply to unite and ignite the power of many diverse groups against rampant fraud that drives up insurance costs. They believe only a long term commitment would work against such a deeply entrenched problem. Learn More ➤


Teen Drivers

Teenagers need guidance on how to operate an auto mobile safely. It is important for our children to understand that driving safely saves lives. Here are some valuable links to share with your teenagers today.

The links below provide access to a number of articles and products pertaining to teen drivers and the proper and safe use of a car.

NHTSA's Saving Teen Lives Program

This website is dedicated to saving teenager's lives. Learn More ➤

Safe Young Drivers

This website provides an indispensable guide for teaching teens to drive and provides teens with simple instruction and important tips to remember utilizing simple graphics, a complete index, and "Some ABC's for the Road," - a mini-encyclopaedia for teens. Learn More ➤

Increasing Teen Driver Safety - The American Academy of Pediatrics

This an informative article about teenager driving safety lives. Learn More ➤

Resource for Parents and Teens on Driver Safety

Detailed information regarding teenager driver safety. Learn More ➤